This Privacy Policy describes how PaymentSathi("we", "our", "us") collects, uses, and protects your personal data when you use our mobile application.
By installing or using PaymentSathi, you consent to the practices described in this Privacy Policy.
1. DATA FIDUCIARY INFORMATION
PaymentSathi is operated by:
For the purposes of applicable law, including the Digital Personal Data Protection Act, 2023 (India), we act as the "Data Fiduciary".
2. INFORMATION WE COLLECT
a. Information You Provide
- Name
- Mobile Number
- Email Address (only if you contact support)
b. Automatically Collected Information
- Device information (device type, OS version)
- App usage and interaction data
- IP address (for security and analytics purposes)
c. Payment Notification Data (Highly Sensitive Clarification)
PaymentSathi reads UPI payment notifications from your device solely to display transaction alerts and maintain a local transaction history.
IMPORTANT:
- This data NEVER leaves your device
- It is NOT transmitted to our servers
- We DO NOT store or access this data remotely
- We DO NOT share this data with any third party
3. PURPOSE OF DATA PROCESSING
We process your data only for the following purposes:
- To provide and operate app functionality
- To display and manage payment notifications locally
- To respond to user queries and support requests
- To improve app performance and user experience
- To comply with legal obligations
Legal Basis: Your consent.
4. DATA STORAGE AND RETENTION
- All payment notification data is stored locally on your device only
- We do not store payment data on any server
- Personal data is retained only as long as necessary for the purposes stated
You may delete your data by:
- Clearing app data, or
- Uninstalling the app
5. DATA SHARING AND DISCLOSURE
We do not sell your personal data.
We may share limited personal data only in the following cases:
- With service providers (e.g., crash analytics), under strict confidentiality
- To comply with legal obligations or government requests
- To prevent fraud or security threats
- During business transfers (merger/acquisition)
Payment notification data is never shared under any circumstances.
6. USER RIGHTS (UNDER APPLICABLE LAW)
You have the right to:
- Access your personal data
- Correct inaccurate or incomplete data
- Request deletion of your data
- Withdraw consent at any time
To exercise your rights, contact us at: support@schoolship.in
7. PERMISSIONS
The app may request:
- Notification Access → To read UPI transaction notifications
- Internet Access → For updates and support
Permissions are used strictly for core functionality.
8. DATA SECURITY
We implement reasonable security practices, including:
- Secure application design
- Limited data collection
- Local storage of sensitive payment data
- Encryption where applicable
9. CHILDREN’S PRIVACY
This app is not intended for users under 18 years of age.
We do not knowingly collect personal data from children.
10. POLICY UPDATES
We may update this Privacy Policy from time to time.
Users will be notified via the app or other appropriate means.
11. GRIEVANCE REDRESSAL
If you have concerns regarding your data, you may contact:
We will address your concerns within a reasonable timeframe.
12. CONTACT
Get in touch
support@schoolship.in
Location: India